The Wealth Management Process
We use the following comprehensive Wealth Management Process to help our clients address their key concerns:
1. Introductory Meeting
Our complimentary consultation is the first step in understanding your goals and overall financial direction. We review your current financial picture at a high level and discuss your financial history and priorities to clarify your long-term objectives. This meeting is focused on understanding your goals and financial picture; no specific recommendations are made.
2. Strategic Evaluation Meeting
Following our initial consultation, we move into a deeper strategy discussion. We review your goals, current investment structure, risk profile, and overall financial picture to assess how everything is coordinated. From there, we determine whether a customized Investment Plan or a comprehensive Financial Plan is the appropriate path forward.
3. Investment Plan Meeting
In this meeting, we present a customized investment strategy aligned with your goals, income needs, and risk tolerance. We review the recommended allocation, discuss the strategic rationale, and explain how the portfolio is designed to adapt to changing market conditions. You will receive a written Investment Proposal detailing the structure of your portfolio and the associated advisory framework.
4. Implementation Meeting
At this stage, we put your Investment Plan into action. We coordinate documentation and asset transfers, then implement your strategy by allocating and positioning your portfolio according to your plan. From there, we begin ongoing monitoring and disciplined, proactive management.
5. Financial Plan Presentation Meeting
When a comprehensive Financial Plan is part of your overall strategy, we present your fully customized plan in detail. We evaluate probability of success, stress-test key assumptions, and outline prioritized action steps designed to strengthen your overall financial position. This meeting provides clarity around your long-term outlook and a coordinated roadmap.
6. Welcome and Integrated Wealth Plan Part I Meeting
After your accounts are established, we ensure you’re comfortable accessing your accounts online and know how to reach us whenever needed. We then begin Part I of your Integrated Wealth Plan, reviewing key risks identified during the Strategic Evaluation and discussing strategies designed to transfer or mitigate those risks.
7. Integrated Wealth Plan Part II Meeting
In this meeting, we focus on estate and tax planning coordination. We review your existing estate documents, conduct a beneficiary review, and discuss strategies designed to improve tax efficiency. When appropriate, we coordinate with your existing attorney and CPA — or refer trusted professionals if needed — to help ensure all recommendations are implemented in a cohesive and aligned manner.
8. Regular Progress Reveiw Meetings/Family Meeting
At regularly scheduled intervals, we review changes in your personal and financial circumstances and make strategic adjustments to your Wealth Management Plan as needed. We also offer optional family meetings to help loved ones understand your overall strategy and estate intentions, promoting clarity and continuity across generations.
Contact us today to schedule a consultation.