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Friday, May 15, 2026

Taxes can be a snapshot of our money, and tax season can make most of us feel like we have a clear view of that photo. That's because filing taxes is both a look at the past and a chance to create a roadmap for the future.Did you end...

Friday, May 8, 2026

Late spring tends to bring a little more time for reflection. That means thinking about where we've been, what we're building, and the people we're building it for. For us, it's not just the goals and milestones, but also the lives...

Friday, April 24, 2026

401(k)s and other employer-sponsored plans are a great way to save for retirement, but how they are balanced and working for you can sometimes be ignored.Schedule a conversation with your financial professional here to review your...

Friday, April 17, 2026

Is the “lock in” breaking, or are homeowners going to double down on their low-cost mortgages?The most recent stats show that 20 percent of home borrowers now have mortgages with an interest rate over 6 percent, indicating they have...

Friday, April 10, 2026

Get ready to start seeing the name “Fed Chair Kevin Warsh” when you receive updates about the Federal Reserve on your news feeds.In short order, the Senate Banking Committee is expected to move ahead with the confirmation process for...

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Friday, April 3, 2026

Tax Prep vs. Tax Strategy: The Difference Matters More Than You ThinkWe all know that April 15 is the end of tax preparation season and the annual deadline for completing and filing your return. As important as proper tax prep is, some...

Friday, March 27, 2026

Have you heard of the concept known as “Revenge Savings”?Gen Z’ers (born 1997 to 2012) have popularized the “vibe-based budgeting” this year.It’s the idea of stockpiling money to prepare for economic uncertainty, including a cooling...

Friday, March 20, 2026

As Tax Day approaches, we understand the pressure many of you might be feeling to get everything in order. Whether you've been caught up in life's demands or simply need a bit of guidance to help you make the most of your tax situation...

Friday, March 13, 2026

As the troubling and fluid events unfold in the Middle East, more investors are asking, “Should we do anything?”Here are a couple of areas to keep an eye on in the weeks ahead.The Fed’s next two-day meeting ends on March 18....

Friday, March 6, 2026

Seniors turning 65 today have a 70 percent chance of needing extended care as they age. However, extended care comes with a hefty price tag.1Nationally, the median annual cost of a nursing home is over $110,000 for a shared room, and...

Friday, February 27, 2026

When must you start Required Minimum Distributions (RMDs) from your Individual Retirement Accounts (IRAs)? If you have IRAs, you must begin taking annual withdrawals after age 73. Withdrawals from traditional IRAs are taxed as ordinary...

Friday, February 20, 2026

We’ve all been there. You’re scrolling through your phone, computer, or tablet, and a notification pops up.“Update Me!”While that isn’t the exact wording, the meaning is the same. Something wants to be updated to the most recent...

Friday, February 13, 2026

Warren Buffett’s quotes have provided clarity during confusion over the years.But his final act speaks louder than any expression. He did nothing.As CEO, Buffett had nearly $400 billion in cash to spend in 2025. But he found no...

Wednesday, February 11, 2026

The Medicare General Enrollment Period is currently underway, but will come to a close on March 31st. If you didn’t enroll in Medicare Part A and/or Part B when you were first eligible and you don’t qualify for a Special Enrollment...

Friday, February 6, 2026

Have you ever heard the Wall Street adage, "Stocks climb a wall of worry"?It means that stock prices have historically trended higher when investors worry about economic issues, geopolitical uncertainty, or, in this case, a possible...

Sunday, February 1, 2026

February is National Financial Aid Awareness Month, so it’s time to explore the many financial aid resources available for college-bound students. Whether you’re a parent or grandparent, understanding these choices may help your loved...

Friday, January 23, 2026

As tax season approaches, a little early organization may help things feel more manageable. This time of year often brings a steady flow of paperwork, deadlines, and decisions, so this message is simply a supportive reminder to help...

Friday, January 16, 2026

At times, 2025 felt like an extraordinary year for stock investors. From tariff uncertainty to international tensions to drama at the Fed, 2025 felt like no other year before.But in hindsight, 2025 was pretty ordinary. In fact, from a...

Friday, January 9, 2026

If you dream of your financial legacy leaving a lasting impact on the world, there's a way you can make a difference. You can use your Required Minimum Distribution (RMD) to make charitable donations, a strategy that could benefit...

Friday, January 2, 2026

Interest rates. Inflation Fears. Political Events. International Developments. During the past year, every one of these events have influenced stock prices. So when you hear that the financial markets are reacting to the news once...

Friday, December 26, 2025

“What’s the purpose of a retirement strategy?” It’s a simple question, but most get the answer wrong. Artificial intelligence got it wrong. AI Gemini says, “The purpose of creating a retirement strategy is to act as a comprehensive,...

Friday, December 19, 2025

It seems like just yesterday the Fed was all about inflation. So why are Jerome Powell & Crew now talking about jobs? A look inside ADP’s November report shows why they are looking past inflation (for the moment) and focusing on the...

Friday, December 12, 2025

As an investor, should you be more concerned about the value of your groceries or artificial intelligence? It may seem like a silly question, but there’s a serious answer. One way to measure a stock’s valuation is by looking at what’s...

Friday, December 5, 2025

The Internal Revenue Service recently released new limits for 2026. Although these adjustments won’t bring any major changes, there are some minor elements to note. Individual Retirement Accounts (IRAs) IRA contribution limits are up...

Friday, November 28, 2025

“Adjusted for inflation” is a phrase you may think isn’t important. But when you see it in action, you might change your mind. Let’s examine how “adjusted for inflation” has affected a couple of tax rules and their impact on Social...

Friday, November 21, 2025

Have you heard of the concept known as “Revenge Savings”? Gen Z’ers (born 1997 to 2012) have popularized the “vibe-based budgeting” this year. It’s the idea of stockpiling money to prepare for economic uncertainty, including a cooling...

Friday, November 14, 2025

When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it's a good time to review some common terms that you may be hearing that describe today’s financial markets. The first is...

Friday, November 7, 2025

Hardly a day goes by that someone doesn’t say to me, “I’m putting off a decision until the Fed changes interest rates.” But I’m quick to remind people that the “rate dominoes” don’t always fall as you may expect. Here’s what could...

Friday, October 24, 2025

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...

Friday, October 17, 2025

Stop me if you’ve heard this one before—past performance is no guarantee of future results. It’s one of the truisms of personal finance. What happened before is interesting to check out, but it doesn’t mean it will happen again....

Wednesday, October 8, 2025

Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...

Wednesday, October 1, 2025

October is Cybersecurity Awareness Month. Cybercrime affects both large corporations and private individuals. You’ve likely read about the significant data breaches in the business world. The cost of these crimes could increase by 175...

Friday, September 26, 2025

No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is...

Thursday, September 18, 2025

If I told you young people are the fastest adopters of AI, would you be surprised? Unlikely. But, if I told you the biggest percentage increase of AI users in the past year was people 65+, you might give me a double-take! Today’s...

Thursday, September 11, 2025

This Patriot Day, join us in honoring the resilience, courage, and unity that emerged following September 11th. We consider it a time to remember the lives lost and pay tribute to our nation's solidarity on that tragic day. As we...

Tuesday, September 2, 2025

You may have heard the saying, “inflation hurts savers and benefits borrowers.” The expression suggests that borrowers benefit from inflation because they pay back lenders with dollars worth less than when the money was initially...

Wednesday, August 20, 2025

The last two weeks of July were about as action-packed as it gets for investors. Here’s a quick recap of the highlights: The U.S. economy. Gross domestic product grew at a 3 percent rate in Q2, better than the 2.3 percent forecast....

Monday, August 11, 2025

Managing your traditional or Roth IRA each year is a powerful step toward building your retirement strategy. In 2025, you can contribute up to $7,000—or $8,000 if you're 50 or older (depending on your modified adjusted gross income)....

Wednesday, August 6, 2025

Are you happy with your current financial professional? Have they met with you to discuss how recent market fluctuations could affect your financial plans? When was the last time the two of you sat down to really discuss goals? It’s...

Monday, August 4, 2025

Are the ups and downs of the stock market leaving you unsettled? Feeling hopeful when the market rises and uneasy when it dips is natural. However, these emotions can sometimes lead to hasty buying or selling, and attempting to...

Wednesday, July 30, 2025

As we continue through 2024, I wanted to share some data that many may find positive. Fidelity Investments just announced that 440,000 retirement savers reached an incredible milestone in 2023: $1 million in their 401(k).1 That's...

Thursday, July 24, 2025

Trust is the foundation of everything we do. It’s what allows us to work closely with you and support your financial journey with care and experience. One of the greatest compliments we receive is when clients refer friends, family,...

Thursday, July 17, 2025

My new favorite daytime financial drama is called, “As the Fed Turns,” starring Jerome Powell with his Fed members as the supporting cast. In a recent episode, Fed Chair Powell made it clear he’s taking a wait-and-see approach to...

Monday, July 7, 2025

Americans seem upbeat about retirement, with more people preparing to retire at 70, according to the latest Employee Benefit Research Institute (EBRI) study. Sometimes, though, reality gets in the way: the same survey found that 40...

Friday, June 27, 2025

When Warren Buffett said, “Be fearful when others are greedy and be greedy when others are fearful,” he wasn’t just talking about investing. He championed contrarian thinking and urged people to capitalize when groupthink can result...

Thursday, June 19, 2025

Tracking inflation is like herding cats these days. Should you believe the monthly updates from the Bureau of Labor Statistics, what the Fed says about future prices, or your own experience at the grocery store? The answer is maybe a...

Thursday, June 12, 2025

Have you heard the expression, “Watch what people do, not what they say?” That’s important these days when it comes to the economic outlook. Some people are “saying” the word recession like it’s a foregone conclusion. But let’s take a...

Thursday, June 5, 2025

Every investor knows there are highs and lows during the year. The challenge is remaining focused during the lows. As the 2025 tariff talks have progressed, stock prices have seen more down days than up days as the details get rolled...

Friday, May 30, 2025

“Be fearful when others are greedy and greedy when others are fearful,” are the words of wisdom from Warren Buffett. There’s just one small catch—it may be the most difficult thing for an investor to do. Over six decades, Warren has...

Friday, May 23, 2025

The Fed’s May meeting was pretty much a humdrum event. Even Fed Chair Powell's post-meeting press conference was uneventful. “We are always going to do the same thing,” he said. “We are going to use our tools to foster maximum...

Wednesday, May 14, 2025

Do me a favor: print the chart in this email and pin it to your wall. I want you to have a constant reminder that stock prices see pullbacks several times during the year. It’s a normal, healthy part of the investing cycle. Is it...

Thursday, May 8, 2025

One of Warren Buffett's famous investing quotes is, "Be fearful when others are greedy and greedy when others are fearful." This wisdom aligns well with his principle: "Rule no. 1: never lose money. Rule no. 2: never forget rule no. 1...

Thursday, May 1, 2025

Think you don’t need disability coverage? Think again. We draft a will. Create an estate strategy. And purchase life insurance. But few of us consider disability insurance – the coverage that can help us maintain our income and...

Monday, April 28, 2025

Did you know that the origins of spring cleaning date from when fireplaces heated homes? Through the fall and winter, soot would build up throughout the house, and when the weather warmed, a little clean up was required. “Spring...

Tuesday, April 22, 2025

April 22 is Earth Day, a day to do the little (and big) things to reduce your carbon footprint and support a healthy planet. There are many ways in which we can become better stewards of the Earth. We can recycle hazardous materials;...

Monday, April 14, 2025

The SECURE Act 2.0 has introduced catch-up contribution choices for those aged 50+, designed to help boost your retirement savings. These enhanced catch-up provisions are available if you're participating in workplace retirement plans...

Wednesday, April 2, 2025

It’s been a busy few weeks as all the mixed economic signals have unsettled Wall Street—and market volatility is never comfortable for investors. Here’s a short recap, so grab some popcorn. We’re going to cover a lot of ground...

Thursday, March 27, 2025

Have you ever heard the expression, “It’s a buyer’s market?” That phrase describes what’s happening with today’s residential real estate: homes are selling for under their asking price and are taking longer to sell. Good news for...

Thursday, March 20, 2025

Inflation is a very personal experience. How it affects you largely depends on the products and services you consistently buy. Over the years, some of you have developed different ways to measure how inflation impacts your daily lives...

Wednesday, March 12, 2025

“A goal without a plan is just a wish,” wrote French author Antoine de Saint-Exupéry in the 1942 classic, “The Little Prince.” In financial services, we like to say, “Investing without a strategy is just a dream.” At its core, an...

Thursday, March 6, 2025

Warren Buffett once said, "If you mix your politics with your investment decisions, you're making a big mistake.” There appears to be some truth in Buffett’s quote following a contentious 2024 election cycle. Check out the chart below...

Friday, February 28, 2025

As you build your legacy, considering how to leverage your charitable contributions can be a fulfilling endeavor. Qualified Charitable Distributions (QCDs) can offer an opportunity to support your favorite causes and manage your...

Thursday, February 13, 2025

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself. Sure, it can be difficult to think about life...

Friday, February 7, 2025

Business succession planning — what is it?One of the important decisions a business owner must face is when and how to step out of the business — in other words, business succession planning. Do you expect to retire from...

Monday, February 3, 2025

In 2024, we all experienced inflation in different ways. Some felt it at the grocery store, others while traveling, or when dining out. In large part, that's because our personal economic choices dictated at least part of our...

Monday, January 27, 2025

Many are still feeling the impact of the LA wildfires, even if they are not in an evacuated area. Smoke and other particulate matter can affect your daily lives, making even a casual outing a hazard to your health. And for those who...

Thursday, January 23, 2025

Social Security plays an important role in your retirement strategy. But, don’t forget, the amount you’ll receive depends on the age at which you file. You can start claiming benefits as early as 62, but for each month you delay past...

Friday, January 17, 2025

Here’s a little-known fact that may help you save money on life insurance: when it comes to underwriting, insurance carriers typically rate clients to their closest birthday. What does that mean? It means that if you are 39 years and...

Monday, January 13, 2025

Elvis once sang, “Home is where the heart is.” Well, according to a recent study that parsed U.S. Census data, home is also where a good chunk of the money is. ResiClubAnalytics found that nearly 40 percent of owner-occupied homes...

Thursday, January 2, 2025

National Financial Wellness Month comes each January. It's a time to remind people to either establish a financial strategy or take some time to sit down and review it with their trusted financial professional. For me, it's time for...

Monday, December 30, 2024

With 2024 coming to a close, I want to share my thoughts on America's current fiscal policy, geopolitical elements, and other factors that may help shape 2025's financial landscape. This transition period offers both challenges and...

Monday, December 23, 2024

No Medicare surprises for 2025. As expected, the standard monthly premium for Medicare Part B enrollees will be $185, up $10.30 from 2024. The annual deductible—the amount paid before insurance begins to pay for health services—will...

Thursday, December 19, 2024

As Hanukkah approaches, we send you heartfelt wishes for a joyous and meaningful celebration. May this season bring warmth, love, and harmony to your home and heart. Happy Hanukkah

Tuesday, December 10, 2024

Wall Street knew a change was coming, but the Fed Chair hid the details until the end. At its September meeting, the Fed cut short-term interest rates by 0.50%, which unsettled some who thought Fed officials would be more cautious...

Monday, December 2, 2024

Social Security beneficiaries will see a 2.5% increase in their benefit payments in 2025, according to the Social Security Administration. The annual cost of living (COLA) adjustment will affect more than 72.5 million Social Security...

Tuesday, November 26, 2024

Having enough retirement income is a top concern for many Americans nearing or in retirement. Even though they may have saved consistently throughout the working years, they may be concerned that their retirement plans will succeed. A...

Monday, November 18, 2024

Individuals who exercise regularly and focus on better health, developing their bodies, stamina, and mental clarity understand what it encompasses. There are steps that people take when they engage in physical fitness and work toward...

Wednesday, November 13, 2024

Global Portfolio Strategy | Rates Take Center Stage as Election Jitters Ease | November 7, 2024 In October, U.S. stocks ended a five-month winning streak, closing modestly lower despite a surge in Treasury yields and rate cut...

Tuesday, November 12, 2024

One of the more contentious elections in recent years has ended with Donald Trump elected to the first nonconsecutive presidential term since Grover Cleveland in 1892.1 Similarly, the Republican Party took control of the Senate, while...

Monday, November 4, 2024

Given today's ever-changing financial landscape, we're renewing our commitment to communication. In the near future, you can expect to see us more regularly in your inbox with all sorts of financial information. There's nothing we...

Thursday, October 24, 2024

How much are you withholding per paycheck?Is the amount too little? (Or too much?) Find out the answer before the year ends. You may not want to discover next year that your withholding amount for this year was too small. The IRS...

Thursday, October 17, 2024

Happy Half Birthday! I bet you thought celebrating half-birthdays ended when you exited elementary school. But at age 59 that all changes, and you get to celebrate a half-birthday again. Once you hit the magical age of 59½, you've...

Thursday, October 10, 2024

Social Security & You | Q3 2024 Social Security matters. According to government statistics, more than 70 million Americans receive some form of Social Security. The program has been supporting retirees for more than 80 years.1,2 It’s...

Friday, October 4, 2024

Saving for retirement requires dedication, focus, and some sacrifice–a three-pronged approach embraced by a greater number of investors! Nearly 500,000 retirement savers are now 401(k) millionaires, according to Q2 stats compiled by...

Monday, September 23, 2024

Most Americans want to age in place and spend their retirement years comfortably. According to Forbes, 77% of people 50 and over said aging in place was their preference. However, statistics show over half of people aged 65 will...

Tuesday, September 17, 2024

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself. Sure, it can be difficult to think about life...

Monday, September 9, 2024

Social Security plays an important role in your retirement strategy. But, don’t forget, the amount you’ll receive depends on the age at which you file. You can start claiming benefits as early as 62, but for each month you delay past...

Friday, September 6, 2024

If you’re like most of us, you’ve probably been thinking about your health quite a bit lately — especially if you’re approaching retirement. Trust me, I understand. Anticipating your future medical costs can feel daunting. When it...

Friday, August 30, 2024

College Corner Issue | Q3 2024 As Summer draws to a close and pool noodles everywhere breathe a sigh of relief, it's time to consider one of the most exciting milestones for many families: Attending Higher Education. In this edition...

Tuesday, August 27, 2024

Your 50th birthday is a big one! Please consider a move that other savvy investors like you are making at this time: Retirement Account Catch-Up Contributions. What are Catch-Up Contributions? When U.S. taxpayers reach the age of 50,...

Thursday, August 22, 2024

As I work with you to help you invest and prepare for your retirement goals, may I help you in other ways? I mention this because retirement and financial strategies represent a portion of what I do. I also offer and provide insurance...

Tuesday, August 13, 2024

Have you seen the grocery store signs that say, “Buy one, get one,” or “Buy one at $4.99, or get four for $2.99 each?” It’s a concept called “spaving,” a time-tested marketing strategy designed to get consumers to spend more–perhaps...

Friday, August 9, 2024

I watch many economic trends and business issues evolve as a financial professional. The rapid rise of artificial intelligence (AI) during the past year has been remarkable, and it has spotlighted the fast-paced decision-making in the...

Thursday, August 1, 2024

August is Make a Will Month, a time dedicated to strategizing for the future. You may have seen in the news that Aretha Franklin's loved ones are still caught in a legal battle due to the existence of multiple wills. The lesson from...

Monday, July 29, 2024

In the next few months, you will be newly eligible for Medicare. That means considering your coverage options. Should you sign up for traditional Medicare? If you do, should you complement it with a Medigap policy? Or should you opt...

Thursday, July 25, 2024

My office was busy on Friday. Many of you were concerned about the computer outage that affected everything from travel to doctor’s offices to bank and investment accounts and reached out to share your concerns. It was a bit of a...

Friday, July 19, 2024

The 2024 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey was recently released, and it provides an illuminating look at the current state of retirement preparations and mindsets across the country. While the...

Friday, July 12, 2024

The challenge with managing inflation is that there are no brakes. Nothing can make inflation “stop on a dime” and then resume at a nice, predictable two-percent annual rate. Policymakers can only guide inflation to pursue a desired...

Tuesday, July 9, 2024

I watch many economic trends and business issues evolve as a financial professional. The rapid rise of artificial intelligence (AI) during the past year has been remarkable, and it has spotlighted the fast-paced decision-making in the...

Monday, July 8, 2024

“It ain’t over ‘til it’s over.” Words of wisdom from baseball legend Yogi Berra. And words that Fed Chair Jerome Powell has taken to heart. “Inflation has eased over the past year but remains elevated,” Powell said following the Fed’s...

Thursday, July 4, 2024

The Fourth of July is here, one of the high points of summer in America. All of us will have the chance to celebrate our democracy, our diversity, our personal freedom, and our liberty to pursue our goals and dreams. Enjoy the Fourth,...

Monday, July 1, 2024

Are you available for a mid-year check-in? We always appreciate this chance to discuss your portfolio, answer any questions, and stay up-to-date with any changes in your life. For instance, if you’ve experienced any updates we haven’t...

Friday, June 28, 2024

We’ve all been there. You’re scrolling through your phone, computer, or tablet, and a notification pops up. “Update Me!” While that isn’t the exact wording, the meaning is the same. Something wants to be updated to the most recent...

Friday, June 21, 2024

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year. Goals still the same this year? Has market...

Thursday, June 13, 2024

We get regular updates on the Social Security trust fund. In early May, the Social Security Board of Trustees announced that the trust funds had revenue to pay full benefits until 2035. Generally speaking, the headline's tone is very...

Friday, June 7, 2024

I recently read an article in which a financial columnist for a major publication was the victim of an elaborate and expensive scam. The con transpired over several hours, but it began with a phone call from a "trusted" retailer's...

Monday, May 27, 2024

Memorial Day is a time for Americans to honor and remember those who lost their lives while serving in the armed forces. Veterans will think back on the men and women who served alongside them who gave the ultimate sacrifice for their...

Friday, May 17, 2024

Can you imagine winning $1.13 billion (before taxes)? If you've seen the headlines, you know this isn't a hypothetical for one lucky resident of New Jersey.1 I have no doubt the winner will feel like (over) a billion bucks if they...

Sunday, May 12, 2024

A mom can be a great friend, a guiding light, a teacher. One thing’s for sure: no one can take her place. This Mother’s Day, we want to take the time to honor and thank the ones who have helped make us who we are. Here are some ways...

Friday, May 3, 2024

May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of them. Older Americans Month was established in 1963 by President John F. Kennedy to bring awareness...

Monday, April 22, 2024

April 22 is Earth Day; a day about awareness and appreciation of our planet, its resources, and its environment. In its early years, Earth Day was little celebrated and little noticed. Now, it is a worldwide event; a reminder to look...

Friday, April 19, 2024

Like annual physicals, a yearly financial checkup can help uncover hidden problems, inspire you to set new goals, provide information you need to improve your health, and help make sure you’re on track for well-being. I specialize in...

Friday, April 12, 2024

I recently read that 47 percent of parents provide their adult children with financial support. Termed "parental patronage" by many, some parents even contribute more to their adult children than they do to their retirement accounts....

Monday, April 1, 2024

Economists describe a Goldilocks economy as one that’s not too hot and not too cold; it’s just right. And 2024 is starting to feel just right. When the Fed started to raise short-term interest rates in early 2022 to rein in inflation,...

Tuesday, March 26, 2024

I can't remember the last time there was such a wide divergence in the outlook for short-term interest rates. But, some confusion is to be expected when the Federal Reserve primes the markets for lower rates but provides few details....

Monday, March 18, 2024

Over the years, I've come to believe that learning to navigate financial discussions and events in a relationship is a "must" that transcends generations. However, recent data shows that Gen Z and Millennial couples are forging their...

Tuesday, March 12, 2024

America is emerging from winter, and many will be ready for sun and fun. Spring Break is an important date in the nation’s leisure calendar: Morning Consult says that 30% of Americans had springtime travel plans last year,...

Friday, March 8, 2024

International Women's Day is a global day celebrating the social, economic, cultural and political achievements of women - while also marking a call to action for accelerating gender equality. This March 8, I hope you’ll join me...

Wednesday, February 21, 2024

The time following Valentine's Day has always served as a reminder that Spring is on the way. The days are getting longer, the birds and the bees are doing their thing, and people everywhere are thinking about future travel and...

Friday, February 16, 2024

Global Portfolio Strategy | Stocks Start New Year on the Front Foot | February 7, 2024 Stocks started 2024 off on a positive note, with gains in January and early February, a positive signal for potential gains over the rest of the...

Tuesday, February 13, 2024

Over the last week or so, I've seen multiple headlines celebrating a new child tax credit— just one part of a larger $78 billion tax package recently passed by the House of Representatives.1 Undoubtedly, this could be great news...

Wednesday, February 7, 2024

Stocks pushed higher last week as investors cheered mega-cap tech corporate reports and a better-than-expected employment report. Stocks at New Highs At the beginning of the week, stocks surged, anticipating fourth-quarter corporate...

Friday, January 5, 2024

Being a doctor comes with a lot of stressors, but planning for taxes should not be one of them. As a doctor, you have been through years of hard work and may be looking for ways to help limit your tax liability and preserve as much of...

Tuesday, January 2, 2024

For high-net-worth individuals (HNWIs), implementing healthy financial behaviors is crucial to maintaining their assets and growing wealth. Regardless of having significant financial means, embracing healthy financial behaviors must...

Monday, December 25, 2023

Working in medicine may be challenging, especially with the strain placed on health care professionals in recent years. Working towards a comfortable early retirement may be a financial goal for some physicians. Here are some...

Wednesday, December 13, 2023

Proper financial planning includes forecasting future Social Security benefits In a welcome development for millions of Americans relying on Social Security, the Social Security Administration has recently announced a substantial...

Sunday, December 10, 2023

Tax planning preparations include small-business owners taking necessary measures to optimize their taxes by taking advantage of deductions and benefits. Here is a brief tax planning overview for small-business owners preparing for tax...

Wednesday, December 6, 2023

High-net-worth (HNW) individuals have investable assets of a million dollars or more. Their substantial monetary resources often put them in a position to contribute monetarily and significantly improve society. The value of...

Sunday, November 26, 2023

As we approach the end of the year, you may want to review areas that may impact your wealth and estate planning next year. In this year-end planning guide, we examine four critical areas to consider that may affect your finances:...

Sunday, November 19, 2023

The thought of retiring may be intimidating for anyone—but if you own your own business, handing your "baby" to new owners might be enough to stop you in your tracks. What might you do to set your successor up for success? What...

Wednesday, November 8, 2023

As the year’s end approaches, High-Net-Worth Individuals (HNWIs) must prepare for one of the most critical monetary tasks: year-end tax planning. Due to the nature of their holdings and dynamic financial situation, HNWIs often...

Monday, November 6, 2023

One of the more difficult conversations for family members to have is talking about estate planning. There are several reasons for this, including the reality of our own mortality and that of our loved ones. In some families, it is an...

Monday, October 23, 2023

What is family wealth, and how do you preserve it? You have worked hard for years and accumulated wealth. You earned this money through your job, investing, and saving, and you want to preserve it for yourself and to take care of the...

Wednesday, October 18, 2023

Sectors hit include air travel, insurance, oil production and entertainment The path to retirement can often seem daunting, with the end goal appearing distant and difficult to reach. This sentiment has only grown in recent years, as...

Thursday, October 12, 2023

Retirement seems like a long way off, but it arrives faster than you think. The big question is, are you ready? What exactly does retirement entail? Analysts suggest there are four designated phases of retirement that a person often...

Thursday, October 5, 2023

As a small business owner, your employees are the heart and soul of your organization. Many entrepreneurs understand the importance of a diverse, inclusive workforce and the benefits it brings, not just to the business, but to the...

Monday, September 25, 2023

Keep connected, develop good sleep hygiene and get in fiscal shape Aging is a natural process that everyone goes through, but how we age can be significantly influenced by our daily habits. Staying fit and healthy as we grow older is...

Wednesday, September 20, 2023

Investors’ perceptions of a financial crisis are different among generations As the global economy grapples with uncertainty, investors' perceptions of a financial crisis diverge significantly along generational lines. While...

Wednesday, September 13, 2023

You may sometimes hear the terms "estate planning" and "asset protection" used interchangeably. They actually have different meanings, and it's important to incorporate both strategies into future financial plans. Below, we discuss key...

Wednesday, September 6, 2023

Planning for your financial future and retirement looks much different now than in previous years. Some people must supplement their Social Security to have enough to maintain their desired lifestyle. This means financial planning is...

Friday, August 25, 2023

As a retirement savings plan participant, you know that setting an accumulation goal is an important part of your overall strategy. In fact, over decades of conducting its annual Retirement Confidence Survey, the Employee Benefit...

Wednesday, August 23, 2023

Understanding the Estate Planning Process A well-structured estate plan can be invaluable to you and your family It is common for people to put off planning their estates. After all, no one wants to anticipate their death. In addition,...

Thursday, August 17, 2023

Tax benefits, flexible contribution options and potential investment growth For many families, there’s a sense of excitement and anticipation that fills the air as high school seniors prepare to embark on their next journey:...

Wednesday, August 9, 2023

Retirement planning is a constantly evolving process. Strategies that may have worked fine a few years ago may no longer be the optimal direction to continue. Your life may have taken unexpected turns, you may have different retirement...

Wednesday, August 2, 2023

When it comes to planning for retirement, it's easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, what with changing regulations, ups and downs in the market, and disagreements...

Wednesday, July 26, 2023

High Net-Worth executives and those that have been self-employed, can experience common problems in their financial planning journey. Often, they have missed opportunities in their financial planning because they haven’t planned...

Wednesday, July 19, 2023

Do you have $300,000 ready for health care costs? When people plan for retirement, most think about the stock market, potential returns, and occasionally what their future retirement expenses might look like. And while it’s...

Wednesday, July 12, 2023

Approximately 78% of people who work for companies with fewer than 10 employees and about 65% of those who work for companies with 10 to 24 employees do not have access to a retirement plan at work.1 That's unfortunate, because workers...

Wednesday, July 5, 2023

Almost half of all adults are part of the "sandwich generation." Being caught between two generations of loved ones who require care can be both financially and emotionally draining.

Tuesday, June 20, 2023

A critical part of financial planning that is often overlooked is insurance. Having various insurance policies will provide different benefits to your financial plan, ranging from protection to tax breaks. In fact, insurance is a...